photo-1464621922360-27f3bf0eca75

What does Ted Cruz and Stephen Crabb have in common? Both are Christian politicians who gave up their passion and vision to lead a nation.

Forget the underlying smears of opponents, it’s just child-like gossip. It’s sad to hear of Christians who give up so easily, be it a situation or a life-changing decision. Of course, if one was to untangle the complex nature of one’s journey to reach the White House or Downing Street, it is bound to be hard. It makes solving a Rubik’s Cube a thing of the past.

Even regular jobs has its challenges. I myself am challenged by the ways of management in my workplace, especially when one slaves away, whilst the gaffer reads Twitter and BBC articles all day. I get why the staff turnout is incredibly high, but I’m here to serve, learn and grow. Besides, by the time this reflection is published, I will only have 4 full months remaining of my internship. At the end of the day, I want to honour that God-given contract.

In a profound way, I am inspired by the likes of Cruz and Crabb, to the subtle extent that I don’t want to cop out when I genuinely feel passionate about a particular task or challenge.

As a result of increasing stress levels at work and the never-ending requests to attend hundreds of site visits, whilst meeting stupendous levels of expectations, I now have the genuine momentum to walk the plank, so to speak. Or should that be, take a serious and direct step in faith. I am merely anticipating beyond my 1-year internship, plus I am still young enough to be ambitious in my mindset to see through a concept to reality.

The sector that I am still studying and researching is very manufactured, if not, mass produced in terms of disposable quantity, clichéd presentation, and impersonal customer servicing. It’s not mechanically produced (it is often shipped from external warehouses and partnered sweatshops), but it’s just the very nature, where goods are stacked on shelves while we gaze at our very indecisive moment at the point of sale.

I now have enough cash to invest and buy the formal market research. And curiously, new market research are sometimes released in August. If that results true, then wow! That would be very coincidental, or should that be God-incidental.

Of course, I have previously delayed myself to even reach this crucial decision, after deciding to invest in a new PC in April, as part of my long-term investment. As I mentioned previously, I rarely buy expensive stuff willy-nilly, and I’ve spent several months researching into the best hardware components that have scored highly in reviews and performance. I was willing to pay the extra money for certain components, as I wanted some fancier bits of tech to overclock, which basically allows one to squeeze extra power.

My new PC is my go-to machine for video editing using Premiere Pro. I hope to use the powerhouse computer for Adobe Photoshop and InDesign. Well, the processor can overclock to 4.5GHz and the PC itself is equipped with 32GB DDR4 RAM, which is an overkill, but it’s my wee investment for the future. Fortunately, the hardware components are even compatible to turn my PC into a Mac. Essentially, I could run El Capitan and port my MacBook Pro laptop workspace to the PC. I guess I am a nerd after all.

Now that Britain has voted to leave the EU, this will be an interesting time to start a business. As we are still part of the EU for a limited time (potentially another 2 more years), do I start a business and proactively apply for funding grants and take advantage of the political landscape, or do I solely depend on the LORD and guess my way of potential investors?

My gut reaction nudges me to apply for the grant, because I actually need money to start a prototype, before approaching bigger wallets to secure real money. Worse case (and perhaps very likely) scenario is that my application will be turned down for such EU funding because of our political situation with the EU.

Another avenue of funding is to either pump temporary money into a regional credit union to secure a loan at a very low interest rate of around 4.5%. However, it would directly affect my personal credit rating, and not the business credit rating. Hence, it is of great importance to establish a limited company. So yes, I could take out a credit union loan, if I invest money for savings. It’s do-able, but it doesn’t really safeguard me for the future, especially when I hope to own a home and pay a mortgage and have my own family.

I could also acquire the same interest rate of a similar loan sum from various business-related crowdsourcing websites, but I am not confident to reveal the business plan to the world. Not without a business partner and/or legal advice. There is too much publicity for a small business idea. However, it is an interesting last-resort option.

The most realistic option is to approach a bank and ask for a loan under a business account. That way, I can safeguard my own personal credit rating. Banks may offer attractive interest rates due to our Brexit vote. However, I want to avoid loans if I can help it, which of course, is a stalemate move.

As for company structures. Part of me is attracted to a non-profit standing for the sake of visual and public transparency, but a for-profit will attract funny-money offers of interest and credible investment, local and overseas. The latter however, opens up offers under the table, because you are pleasing a board of suited directors and investors. However, it’s the for-profit that can open up to IPO for public shares, where the owner(s) will eventually liquidate their shares for the rich and wealthy. That is fine, because we’re not going to live forever. Of course, it’s the initial years that a founder (or co-founders) will want to own 51% of their own Company, mainly to steer the ship and have creative control of one’s own business. Nothing more, nothing less.

I could also do a similar approach like Google with Alphabet. I can establish the core business as a non-profit limited company with a view to source EU-based funding and grants. I can then create a parent company of the core business that seeks to attract private investments. It is legal and do-able. Therefore, the core business retains the outward vision that it needs to grow and thrive. Both entities can be setup as a limited company, thus protecting the owner(s) of today’s lawsuit culture and personal liability.

The reason I have taken so long to consider company structures is because once you establish a structure, you cannot convert them to something else, or even revert back. So yeah, as a result of this strategic decision, I also want to seek legal guidance on the matter, but my line of thinking still remains. Either way, the underlying structure will be a limited company. What I really want to know is whether I need to register and declare a limited company as a non-profit or for-profit.

At the time of writing, I am on the verge in challenging and pleading with God in prayer to provide financially, if this is of His will, or my wild imagination. Only time will tell.

~Richard